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30-Aug-2017 08:55

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That is a sizeable, unwelcome gift to take home from school and it’s important to know how to minimize the damage.The good news is that federal loans carry a six-month grace period so there is time to develop a plan for dealing with them.If you're filing a paper return, mail them in with your other tax receipts, but first make a copy of all your tax receipts (including the annual statements) in case they somehow get lost.

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The only reason the government would not credit you with your interest tax credit amount is if they are collecting money from you on a defaulted student loan or on back taxes.

If you're not earning money right now, save your annual statements for income tax.